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Terms of Service

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Last Updated: [02/12/2023]

Welcome to Providentiai! These Terms of Service ("Terms") govern your use of the services provided by Providentiai ("we," "us," or "our"). By accessing or using our services, you agree to comply with and be bound by these Terms. Please read them carefully before using our services.

1. Acceptance of Terms

By using our services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our services.

2. Description of Services

Providentiai offers a cutting-edge software platform that leverages advanced algorithms to identify undervalued stocks in the market. Each day, we analyze over 12,600 stocks to deliver a curated report that highlights the best investment opportunities. Unlike manual stock analysis, our algorithm efficiently scans the market to find stocks that are likely to be undervalued, providing you with valuable insights to inform your investment decisions. Currently, our service is in BETA and is focused on delivering timely stock reports. We reserve the right to modify, suspend, or discontinue any part of the service at any time without notice. without notice.

3. User Conduct

By using our services, you agree to:

  • Abide by all applicable laws, regulations, and these Terms.

  • Not use the services for any illegal or unauthorized purpose.

  • Not interfere with or disrupt the integrity or performance of the services.

  • Be responsible for maintaining the security of your account and password.

4. User Registration

Some features of our services may require you to register. When you register, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account information.

5. User Content

You may have the ability to upload, submit, store, or send content through our services. By doing so:

  • You retain ownership of any intellectual property rights that you hold in that content.

  • You grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, and distribute such content for the purpose of providing and improving our services.

6. Privacy Policy

Our Privacy Policy explains how we collect, use, and disclose information about you. By using our services, you agree to our Privacy Policy.

7. Intellectual Property

All content included in our services, such as text, graphics, logos, images, and software, is the property of Providentiai and protected by intellectual property laws.

  • You agree not to reproduce, distribute, modify, or create derivative works of any content provided by Providentiai without our prior written consent.

8. Limitation of Liability

In no event shall Providentiai be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits or data.

  • We are not responsible for any third-party content on our services or any damages resulting from your use of third-party services linked to or from our services.

9. Termination

We reserve the right to terminate or suspend your access to the services at any time, without notice, for any reason.

10. Changes to Terms

We may revise these Terms at any time without prior notice. By continuing to use our services after such changes, you agree to be bound by the revised Terms.

11. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of Italy, without regard to its conflict of law provisions. Any dispute arising out of or in connection with these Terms shall be settled through arbitration.

12. Disclaimer

The information provided on our website is for general informational purposes only. We do not warrant the accuracy, completeness, or reliability of any information on the website.

13. Indemnification

You agree to indemnify and hold Providentiai harmless from any claims, damages, losses, liabilities, and expenses arising out of your use or misuse of our services or any violation of these Terms.

14. Contact Information

If you have any questions about these Terms, please contact us at help@providentiai.com.

15. Feedback and Suggestions

We welcome feedback and suggestions regarding our services. By providing us with any feedback or suggestions, you grant us the right to use and implement them without any obligation to compensate you.

16. User Responsibilities

  • You are solely responsible for your interactions with other users of our services. Providentiai is not responsible for any user’s actions or behavior, nor does it endorse any opinions expressed by users.

  • You agree to use the services in a manner consistent with all applicable laws and regulations.

17. Security

  • While we take reasonable measures to protect the security of our services, we cannot guarantee absolute security. You are responsible for safeguarding your own data and protecting it against unauthorized access or use.

18. Service Availability

  • We strive to maintain the availability of our services, but we do not guarantee that the services will be uninterrupted, secure, or error-free. We may temporarily suspend or limit access to the services for maintenance or other reasons without notice.

19. Compliance with Laws

  • You agree to use our services in compliance with all applicable laws, regulations, and third-party rights. You are responsible for ensuring that your use of our services does not violate any laws or rights.

20. User Interactions

  • Users are solely responsible for their interactions with other users. Providentiai does not conduct background checks on users and disclaims any liability for interactions among users or any content posted by users.

21. Third-Party Links

  • Our services may contain links to third-party websites or services that are not owned or controlled by Providentiai. We are not responsible for the content or practices of any third-party websites.

22. Severability

  • If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain in full force and effect.

23. Entire Agreement

  • These Terms constitute the entire agreement between you and Providentiai regarding your use of the services and supersede all prior or contemporaneous agreements, communications, and proposals, whether oral or written.

24. User Generated Content

  • You acknowledge that any content posted or submitted by users does not reflect the views or opinions of Providentiai. We do not endorse or guarantee the accuracy, integrity, or quality of user-generated content.

25. User Disputes

  • Providentiai does not mediate disputes between users. You agree that any interactions, agreements, or disputes with other users are solely between you and the other party. You release Providentiai from any claims, demands, or damages arising from such disputes.

26. Data Collection and Privacy

  • We collect and process user data as described in our Privacy Policy. By using our services, you consent to the collection, use, and sharing of your information as outlined in the Privacy Policy.

27. Service Modifications

  • Providentiai reserves the right to modify or update these Terms, the services, or any feature without prior notice. Continued use of our services after any such changes constitutes acceptance of those changes.

28. Limitation of Warranties

  • We provide our services on an "as is" and "as available" basis. Providentiai does not warrant that the services will be error-free, secure, or uninterrupted. We disclaim all warranties, express or implied, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

29. Force Majeure

  • Providentiai shall not be liable for any failure or delay in performing obligations if such failure or delay is due to causes beyond our reasonable control, including but not limited to natural disasters, acts of government, or technical malfunctions.

30. Governing Law and Venue

  • These Terms and any dispute arising out of your use of Providentiai's services shall be governed by the laws of Italy, without regard to its conflict of law provisions. Any legal action or proceeding relating to these Terms shall be brought exclusively in the courts located in Italy.

31. Waiver

  • Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

32. Communication

  • By using our services, you agree to receive communications from Providentiai, including but not limited to emails, notifications, and messages related to your account or the services. You can opt-out of some of these communications.

33. Feedback and Suggestions

  • Any feedback, comments, or suggestions you provide regarding Providentiai's services shall become our sole property. We may use feedback for any purpose without obligation to you.

34. No Agency

  • No agency, partnership, joint venture, or employment relationship is created between you and Providentiai as a result of these Terms or your use of the services.

35. Contact Information

36. Additional Legal Clauses

  • These Terms of Service constitute the entire agreement between you and Providentiai and supersede any prior agreements or understandings.

VAT Number: 02361710508

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